Press

Loan Doctor’s innovation in the industry extends to its unique consumer savings product, the HCF High Yield CD, which pays an industry leading 6% APY for a 1 month renewable term. This product has proven popular with savers looking for a secure and predictable investment option, especially in the light of growing concerns about an economic downturn.

Loan Doctor’s innovation in the industry extends to its unique consumer savings product, the HCF High Yield CD, which pays an industry leading 6% APY for a 1 month renewable term. This product has proven popular with savers looking for a secure and predictable investment option, especially in the light of growing concerns about an economic downturn.

In the event of a systemic financial collapse, the amount of gold one holds becomes irrelevant, as they are much likely larger issues, and gold is a very expensive and difficult material to transact in. There are much better options out there, such as high yield CDs that pay 6% APY (HCF High Yield CD for example), or simply conservative/defensive equities that have historically done well in recessionary times

Loan Doctor today has launched the US’s best savings product, with a 6% APY 1-month HCF Savings Note, which provides the opportunity for savers to earn up to 50x more than traditional bank savings accounts or CD’s.

The HCF High Yield CD Account, available to everyone, not just Loan Doctor’s healthcare clients, is a secure way to earn a high interest for those that want to save for retirement, college or simply want to avoid the volatility of the stock market. In the case of an impending recession, the HCF Savings Note would continue to earn interest every month, preserving capital and generating income.

It could start with your own home, Radjabli, managing partner of West Palm Beach-based Apis Capital Management, says, noting that the after-tax cost of owning is less than renting in many areas. “The lowest rate mortgages require 20% down. In this case, someone with student loans will be better off saving for the down payment, buying the home, and then enjoying their improved cash flow, or at least the building of equity in the home, and can pay off loans later,” he says. It is one of few opportunities to outweigh the benefits of paying down a student loan early.

For many dentists coming out of dental school, loan consolidation and refinancing may be options worthy of consideration as part of a repayment strategy. Companies like Loan Doctor help healthcare professionals with their financing needs, including student loan refinancing.

Our BHAG [Big Hairy Audacious Goal] is none other than disrupting the healthcare lending industry through technology, originating $1B in healthcare loans in 2021. Our team has already done $600MM in loans to healthcare professionals such as doctors, dentists, veterinarians and optometrists